Kitchen Finance — Spread the Cost of Your Kitchen | Linear Kitchen Design
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Spread the cost of your new kitchen

A new kitchen is a significant investment. We've partnered with Cherry Godfrey, an FCA-authorised Isle of Wight lender, so islanders can spread the cost of their dream kitchen over a term that suits them.

Finance · Insurance · Mortgages
Established 1993 · Newport, Isle of Wight
Our Finance Partner

A trusted Island lender, right on Newport High Street

Cherry Godfrey is an independent financial services company offering personal loans tailored to Isle of Wight residents. Based at 32 High Street in Newport — just minutes from our showroom — they offer the personal, face-to-face service that Islanders expect.

30+ yearsin financial services
FCA authorisedFRN 947446
6–84 monthstypical loan terms
How It Works

From kitchen design to finance approval, in four simple steps

  1. 1

    Design your kitchen with us

    Visit our Newport showroom and work with our designers to plan your kitchen. We'll provide a written quotation covering supply, installation and VAT.

  2. 2

    Speak to Cherry Godfrey

    Apply online, call, or pop into their office on Newport High Street. They'll provide a free, no-obligation quote based on your circumstances.

  3. 3

    Decision within 24 hours

    Cherry Godfrey aim to come back to you within one working day. They may ask for additional information before providing a final quote.

  4. 4

    Funds in your account

    Once approved, funds are typically in your account within 3 days. Your kitchen project goes ahead as planned with us.

Why Cherry Godfrey

A local lender that understands Island life

There's no shortage of online lenders. We chose Cherry Godfrey because they share our values — independent, Island-based, and built on long-term customer relationships.

FCA-authorised lender

Cherry Godfrey Finance (Isle of Wight) Limited is authorised and regulated by the Financial Conduct Authority (FRN 947446).

Independent & Island-based

Their Isle of Wight office on Newport High Street has been serving local customers since 2021, with the wider Cherry Godfrey group established in 1993.

Personal, face-to-face service

No call centres. Speak to a real person on the Island — visit the team in Newport or have a proper conversation about your circumstances.

Flexible terms

Repayment periods typically from 6 to 84 months. Choose a repayment date that suits you, with options to amend if circumstances change.

For any kitchen budget

Whether you're investing £7,000 in a Nolte Sahara range or £60,000+ in a Kesseler classical kitchen, Cherry Godfrey can tailor a loan to your needs.

Quick decisions

Apply online or in person and Cherry Godfrey aim to respond within 24 hours, with funds typically available within 3 days of approval.

Common Questions

Frequently asked questions

Do you provide the finance directly? +
No. Linear Kitchen Design does not provide credit or financial advice. We've partnered with Cherry Godfrey, an independent FCA-authorised lender based in Newport, who handle all finance applications and lending decisions directly.
How much can I borrow? +
Loan amounts and terms depend on your individual circumstances and Cherry Godfrey's underwriting decision. Cherry Godfrey offers personal loans suitable for projects across our full kitchen range — from £7,000 entry-level kitchens to high-end installations of £60,000 or more. Speak to Cherry Godfrey directly for a personalised quote.
What are the interest rates? +
Interest rates depend on the loan amount, term and your personal circumstances. Cherry Godfrey will provide a free, no-obligation quote with full APR details before you commit to anything. We don't quote rates ourselves — please contact Cherry Godfrey for current rates and a representative example.
What's the typical repayment period? +
Typical repayment periods range from 6 months to 84 months. Cherry Godfrey will discuss the most suitable term with you based on your circumstances and the amount borrowed. Repayment dates can be amended if your circumstances change — no extra charge.
Do I need to apply for finance before designing my kitchen? +
Not at all — and we'd actually recommend the opposite. Visit our showroom first, work with our designers, and get a firm written quotation for your kitchen. Once you know the total cost, you can have a much more useful conversation with Cherry Godfrey about the right loan amount and term.
Will applying affect my credit score? +
Cherry Godfrey can give you a no-obligation quote without a full credit check. A formal application will involve a credit check, which may leave a footprint on your credit file. Cherry Godfrey will explain this fully before any check is carried out.
Can I pay off the loan early? +
Cherry Godfrey allows payment breaks and amendments by arrangement. For specific details on early repayment options, contact Cherry Godfrey directly — they'll talk you through all the options before you commit.
Is Cherry Godfrey local to the Isle of Wight? +
Yes — their Island office is at 32 High Street, Newport, just a short distance from our showroom. The wider Cherry Godfrey group has been in financial services since 1993, with offices in Guernsey, Jersey, the Isle of Man, the Isle of Wight and Southampton.
Ready to start?

Begin with a kitchen design consultation

The best place to start is a conversation about your kitchen. Once we've put together a quote together, you'll have everything you need to take the next step with Cherry Godfrey.

Book a Design Consultation → Visit Cherry Godfrey →
Important Information

Linear Kitchen Designs Ltd does not provide credit, give financial advice, or act as a credit broker. We are partnered with Cherry Godfrey as a signposting introducer only. All finance applications, decisions, terms and agreements are handled directly between you and Cherry Godfrey.

Cherry Godfrey Finance (Isle of Wight) Limited is authorised and regulated by the Financial Conduct Authority (reference number 947446) as a lender. Registered office: 32 High Street, Newport, Isle of Wight, PO30 1SR.

Loans are subject to status, affordability checks and Cherry Godfrey's underwriting criteria. Terms and rates depend on your personal circumstances. Please ensure you can afford the repayments before taking out any loan — your home may be at risk if you secure debts against it. For full terms, representative examples and current rates, please contact Cherry Godfrey directly.

Information on this page is for general guidance only and was correct at the time of publishing. For the most up-to-date information about Cherry Godfrey's products and services, please visit cherrygodfrey.com or call 01983 303 344.